Maximizing Your Health Care Coverage

Maximizing Your Health Care Coverage


(upbeat guitar music) – Look, we all want to be
healthy, and that means eating right, exercising,
and definitely keeping up with medical appointments. Now, one way to cover the
high cost of medical care is with insurance like Medicare Advantage. Now, did you know there
are plans that may include free and additional benefits? Joining me is Andromeda DeBerry, a licensed insurance
agent and spokesperson from MedicareAdvantage.com, so welcome. – Thank you.
(audience applauding) – So, a lot of us are confused about this. Why is it important for
people to understand Medicare and their options? – Well, Dr. Phil, for people
who are new to Medicare, it’s important to know what
may be available to them. They may qualify for plans
with additional benefits and that’s where Medicare
Advantage comes in. – Okay, well what
additional benefits could a Medicare Advantage plan offer that Medicare Part A and B don’t? – Well, Medicare is great, but
it doesn’t cover everything. Now, what many people don’t know is that Medicare Advantage plans
include the same benefits as Medicare Parts A and B, but may include additional benefits and
that’s for things like dental, including dentures, extractions,
crowns, and bridges, vision, including free eyeglasses. There’s hearing, including
free hearing aids. There may also be plans that
offer in-home support services, transportation to doctor’s visit, free gym memberships, and
even free meal delivery. – Oh really?
– Really. (Andromeda laughing)
– And another big expense for many people is the
cost of prescriptions, so does Medicare Advantage
help with those expenses? – Yes, plans may include a 75% discount on prescription drugs, and
that can be a huge savings, especially for someone who
takes medications regularly. In addition, plans may
provide an over-the-counter allowance and that helps
pay for everyday items, things like vitamins,
supplements, incontinence, blood pressure, and
even diabetic supplies. – What about those often
unexpected medical costs? I’m talking like,
hospitalizations, ’cause one stay in the hospital could
cost thousands of dollars. Can Medicare Advantage
help with that, as well? – Yeah, well keep in mind
that Medicare Parts A and B only cover limited
hospital and medical costs. Also, there’s no limit on
what you may be responsible to pay out of pocket. The good news is, with
Medicare Advantage plans, there’s an annual limit on what you could be responsible for. – Well, it sounds like
Medicare Advantage plans help provide important
missing coverage and services that people really need. So, the big question is,
how much does that plan with all these benefits
cost, that’s the question. – Yes, well many plans have
$0.00 monthly premiums, $0.00 copays for many services, or even no deductible. – So, Medicare Advantage sounds
like a really great option that could help so many people, and you’ve set up something
just for my viewers, right? – Yes, we’ve set up a special hotline for your audience to call for a free, no obligation benefits review. They can call 1-800-615-0205 and speak to a licensed insurance agent. An agent can help determine
if they are eligible to enroll right now, and
review what additional benefits may be available to them with
a Medicare Advantage plan. – Okay, well, it’s so easy. With just one call, you can
make sure you’re getting the best plan for you, right? So, you can call that
special hotline number today, and again, it’s 800-615-0205. They can answer a lot of
questions that I don’t know the answers to.
(Andromeda chuckling) So, I’d like to thank Andromeda D. Berry for joining me here today.

Daniel Yohans

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